Finspace Group

Expert Brokers, Better Mortgage Solutions

Unlock your home’s potential with a second charge mortgage because our dedicated brokers
are here to help you every step of the way. Apply now!

Second Charge Mortgage Broker

Find the best second charge mortgage deals with our expert brokers and secure your finance today.

If you’re considering a second charge mortgage to access the equity in your home, you’ve come to the right place. We understand that finding the right mortgage solution can be challenging, especially when you have unique financial circumstances or a less-than-perfect credit history. That’s where our experienced team of mortgage brokers comes in to place.
We specialise in helping individuals like you secure competitive second charge mortgage deals that meet your specific needs. With our expertise and access to a wide network of lenders, we’ll guide you through the process, ensuring you get the best possible outcome. Count on us to be your dependable partner in obtaining the desired level of financial flexibility.

Finspace FAQs

How does a second charge mortgage differ from a standard mortgage and what does it entail? +
A second charge mortgage, sometimes referred to as a secured loan or second mortgage,
enables homeowners to borrow money in addition to their current mortgage by using the
equity they have in their home. A second charge mortgage is subordinate to the first mortgage,
as opposed to a standard mortgage, which serves as the primary loan against the property. The
first mortgage lender will be paid off first, and any money left over will be used to the second
charge mortgage, if you fall behind on your payments and the property is repossessed.
What are the advantages of a second charge mortgage? +
The equity in your home can be used to access additional funds through a second charge
mortgage. This can be used for a variety of things, including making home improvements,
consolidating debt, financing a large purchase, or even starting a business. Second charge
mortgages may have lower interest rates than unsecured loans or credit cards because the loan
is secured against your property, making it a potentially more reasonable borrowing choice.
Why should I engage with a mortgage broker who charges a second fee? +
The benefits of working with a second charge mortgage broker are endless. Brokers can
examine many possibilities and discover the best bargain for your particular situation because
they have access to a large variety of lenders and products. They have expertise in navigating
the complex mortgage market and can provide personalised advice tailored to your needs.
Additionally, brokers can assist in gathering the necessary documentation, guiding you through
the application process, and ensuring a smooth transaction from start to finish. Their
knowledge and experience can save you time, effort, and potentially help you secure more
favourable loan terms.

Our Process

Simply tell us a little about your business and we’ll be in touch to talk through
possible solutions tailored specifically to you


Decision in



& Funding

Simply us a little about your business and we’ll be in touch to talk through
possible solutions tailored specifically to you. 

Our clients say.

As a new start-up developer, with a clear focus on delivering high-quality, contemporary homes that support the drive to mitigate climate change we have been extremely well-supported by [Finspace], as we looked to navigate the wealth of finance options out there in the market.

By Newly Incorporated Developer

Despite all the complexities, (Finspace) were able to secure a lender to enable us to commence our project immediately.


The line of communication is always open regardless of the day, night, or weekend, valuing the client’s needs over and above everything else. We are looking to do another project (with Finspace) and we have no hesitation in commending them.





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