Multiple Asset Classes
Multi-unit buy to let mortgages advice just for you
Some buy to let properties consist of a number of flats and is often referred to as a multi-unit property, multi-unit building, or block of flats. A typical situation would be a single house split into two or three studio or one-bedroom flats – each rented separately and with one legal title at the land registry for the entire building.
At Finspace, we work with several lenders who are happy to consider this type of property up to 85% loan to value in certain situations, subject to rental income and individual status. Some of the special features of what we offer are;
- Professional advice on your funding options
- Quick turnaround
- Affordable rates
Large Portfolio Refinance / Restructuring
Large Portfolio refinances are generally carried out to save money on the clients existing loan agreement or to replace an expiring loan agreement. A refinance can also be a good way to capital raise, subject to LTV etc., for further expansion within the portfolio. A restructure can be done if stakeholders are being reshuffled or the ownership is changing completely, whether it is on or off-shore, Limited Co or LLP Read more.
If a client has a suitably lowly geared property portfolio a Capital Raise can be a good way for the client to access funds for onward business investment. The majority of Capital Raises are used for property investment, whether that be expanding the property investment portfolio or extracting funds for a property development project Read more.
Complex Ownership Structures
Long Term Finance can be arranged for most ownership structures whether they are on or off-shore and there can often be large group chains that need to be assessed. Mortgages can be arranged for the vast majority of these and the LTV’s are similar to standard product ranges Read more.