Portfolio Refinance Loan
A complete solution for portfolio owners
A portfolio is basically the number of properties a landlord owns. If a landlord has five properties then they have a portfolio of five and so on. In such situations they can be eligible to get a mortgage to cover all their properties finances. As it will consider their entire portfolio, it will be termed as portfolio loan cash out refinance. Refinance as they will already have separate mortgages then combine the entire portfolio with one lender.
Finspace will provide you with professional advice that will benefit you in the long run. We have a team of experienced brokers who already work with clients who own portfolios. Work with us and move forward!
Large Portfolio Refinance / Restructuring
Large Portfolio refinances are generally carried out to save money on the clients existing loan agreement or to replace an expiring loan agreement. A refinance can also be a good way to capital raise, subject to LTV etc., for further expansion within the portfolio. A restructure can be done if stakeholders are being reshuffled or the ownership is changing completely, whether it is on or off-shore, Limited Co or LLP Read more.
Capital Raises
If a client has a suitably lowly geared property portfolio a Capital Raise can be a good way for the client to access funds for onward business investment. The majority of Capital Raises are used for property investment, whether that be expanding the property investment portfolio or extracting funds for a property development project
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Multiple Asset Classes
Complex mortgages can be arranged to cover the vast majority of asset classes. These facilities can be arranged with one mortgage which covers the mixed asset classes or they can be broken up into separate ownership structures with a mortgage that covers each one. Which way these are arranged is generally guided by the clients current or future tax commitments Read more.
Complex Ownership Structures
Long Term Finance can be arranged for most ownership structures whether they are on or off-shore and there can often be large group chains that need to be assessed. Mortgages can be arranged for the vast majority of these and the LTV’s are similar to standard product ranges Read more.
Portfolio Finance Case Studies
Refinance and Capital Raise on 100 Properties
£17,000,000