A new customer approached us wanting to compare the terms they had received from their existing high street bank.  They were looking to acquire a GP practice from a retiring GP.  Their existing bank had offered terms of 75% LTV at a rate of 5.31% per annum with 1.5% arrangement fee and a 4% ERC.  We arranged the finance at 100% LTV at an interest of 3.66% per annum with no arrangement fee or ERC’s!