Bridging Finance is a flexible finance option which is generally secured over property, whether it is Residential, Commercial or Land. The term of the loan ranges anywhere between 1 and 24 months. The funds raised can be used for any type of business purpose if there is a robust exit (repayment) strategy.

These loans can fund any type of property refurbishment, ranging from a new kitchen & bathroom to full remodelling, conversions & extensions.

This is a very competitive space in the market and there are some attractive funding offers available at high loan to values.

This type of funding can be used to refinance a development loan onto a cheaper loan whilst the site is sold or refinanced. It can also be used if an existing development loan is approaching or has passed the agreed term, due to project delays for example, and the site does not necessarily need to be completed at the time of the refinance.

If an existing bridging loan is approaching or has past its expiry date, we can arrange re-bridges to provide extra time and extra capital if required until your original repayment strategy can be executed.

These are flexible two stage loans which allow an un-mortgageable property to be purchased and refurbished with a normal bridging loan and then flipped onto a BTL mortgage when the property is tenanted.

Property Developers can use this type of loan to acquire or refinance land that either has planning permission or they intend to apply for planning permission for a certain type of development project. This can also be used to change an existing planning permission to increase the project viability.

These loans can be secured over property or land where a property developer intends to apply for or amend a planning permission. This would generally be done to add value to the site or increase the viability of a scheme. Developers either sell the sites on with the benefit of planning or they take the project forward themselves.