Bridging Loans

Short term bridging loan can help you secure your permanent financing with immediate cash flow whenever funding is needed.

Short term bridging finance is the most flexible and transparent funding option secured over property, let it be commercial, residential, or land. You are charged monthly depending on the type of short-term bridging loan you have chosen. You can pay a small amount each month or a lump sum by the end of the year.

Short term bridging loans are one of the most speedy, supple, and trustable solutions to your funding problems. We ensure that the property and business owners both do not miss out on opportunities due to the funding. Fin space group is providing best short-term bridging loan services to its valuable customers.

Refurbishment Loans +

These loans can fund any type of property refurbishment, ranging from a new kitchen & bathroom to full remodelling, conversions & extensions.

This is a very competitive space in the market and there are some attractive funding offers available at high loan to values.

Development Exit Finance +

This type of funding can be used to refinance a development loan onto a cheaper loan whilst the site is sold or refinanced. It can also be used if an existing development loan is approaching or has passed the agreed term, due to project delays for example, and the site does not necessarily need to be completed at the time of the refinance.

Loan Extensions & Refinance +

If an existing bridging loan is approaching or has past its expiry date, we can arrange re-bridges to provide extra time and extra capital if required until your original repayment strategy can be executed.

Bridge to Let +

These are flexible two stage loans which allow an un-mortgageable property to be purchased and refurbished with a normal bridging loan and then flipped onto a BTL mortgage when the property is tenanted.

Land Acquisition +

Property Developers can use this type of loan to acquire or refinance land that either has planning permission or they intend to apply for planning permission for a certain type of development project. This can also be used to change an existing planning permission to increase the project viability.

Planning Gain +

These loans can be secured over property or land where a property developer intends to apply for or amend a planning permission. This would generally be done to add value to the site or increase the viability of a scheme. Developers either sell the sites on with the benefit of planning or they take the project forward themselves.

Auction +

Properties bought at Auction require a 10% cash deposit on the day and the transaction needs to complete within 28 days generally. Bridging Finance can be used to help ensure the transaction completes in time and some of our lenders will use the auction legal packs for their due diligence which can cut down on set up costs.